Retirement Financial Planning App

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Retirement Financial Planning App

Inspired by a conversation on:

Jill on Money with Jill Schlesinger

Jill on Money with Jill Schlesinger

Do We Have Enough To Retire at My Age 59.5?

Host: Jill Schlesinger

Timestamp: 00:12:48 - 00:13:14

Listen to Episode • View Podcast • All Ideas from Jill on Money with Jill Schlesinger

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Feather Flow

Direct Quote

"You're going to have this three-year runway and you'll be able to maybe do something else."

Market Gap

Individuals need better tools for retirement planning and income management.

As people approach retirement age, many struggle with how to manage their finances effectively. The challenge lies in understanding how to transition from earning a paycheck to relying on savings and investments for income. This problem is particularly acute for those who may not have a clear strategy for retiring early or managing unexpected job loss. Current solutions often involve complex financial advice or inflexible retirement calculators that do not take personal circumstances into account. Failure to properly plan can lead to financial insecurity during retirement, which affects quality of life and peace of mind. As the population ages, the demand for user-friendly financial planning tools will continue to rise.

Summary

This business idea revolves around developing a mobile app that helps users plan for retirement by providing personalized financial planning tools. The app could include features like income calculators, investment tracking, and budgeting tools tailored to individuals' unique financial situations. Users would be guided on how to draw down their retirement savings strategically, taking into account taxes and expected expenses. The target audience includes individuals in their 50s and 60s who are considering retirement. Key implementation strategies could involve partnerships with financial advisors for content creation and user education, as well as incorporating community features for peer support and sharing experiences.

Categorization

Business Model
SaaS
Target Founder
Technical
Difficulty
High
Time to Revenue
6-12 months
Initial Investment
$1,000-$10,000

Scores

Clarity
8/10
Novelty
8/10
Feasibility
7/10
Market Potential
9/10
Evidence
6/10
Overall
7.6/10
Found on September 8, 2025 • Analyzed on September 8, 2025 10:05 AM

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2:34 PM

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