This idea is to develop a digital tool that provides personalized analysis of investment portfolios, focusing on historical performance, risk assessment, and allocation strategies. The tool would allow users to input their current portfolio and receive insights into how different assets have performed over time, benchmarking against market indices. It could provide recommendations for rebalancing based on individual risk tolerance and investment goals, especially for those heavily invested in traditional assets like bond funds. Users could benefit from visualizations that show potential future performance based on historical data and market trends. This service could appeal to both retail investors looking to optimize their portfolios and financial advisors seeking tools to enhance their service offerings. By integrating educational content, users could also learn more about investment strategies and asset classes as they interact with the tool, thereby increasing their financial literacy.