Agent Payment Protocol for E-commerce

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Agent Payment Protocol for E-commerce

Inspired by a conversation on:

The Wolf Of All Streets

The Wolf Of All Streets

Bitcoin Has Never Been This Bullish In September – How Long Will It Last?

Host: Scott Melker

Timestamp: 00:08:31 - 00:10:22

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Direct Quote

"This is specifically meant to solve some of the core problems of internet commerce for agents."

Market Gap

E-commerce lacks standardized protocols for agent transactions.

As e-commerce continues to grow, the intricacies of transactions involving AI agents become more complex. Currently, there is no standardized solution that allows AI agents to transact seamlessly and securely on behalf of users. This leads to issues of trust, authenticity, and permission management in transactions, which can hinder adoption and efficiency. The existing solutions are fragmented and often require manual oversight, resulting in delays and potential errors in transactions. Therefore, the need for a robust agent payment protocol that simplifies and secures interactions between agents in e-commerce is becoming increasingly important.

Summary

The idea is to develop an agent payment protocol specifically for e-commerce, allowing AI agents to interact and transact with each other autonomously. This protocol would standardize the permissions and intents of AI agents, ensuring that they can purchase goods and services on behalf of users without requiring constant human oversight. By facilitating secure and efficient transactions, this system could enhance the user experience in e-commerce, reduce fraud, and streamline operations for businesses. Target customers would include e-commerce platforms and businesses looking to leverage AI for automating transactions. The integration of this protocol could significantly reduce transaction times and improve customer satisfaction.

Categorization

Business Model
SaaS
Target Founder
Technical
Difficulty
High
Time to Revenue
> 1 year
Initial Investment
> $10,000

Potential MRR (18-24 months)

Conservative
$5,000 - $10,000 MRR
Moderate (Most Likely)
$10,000 - $30,000 MRR
Optimistic
$30,000 - $50,000 MRR

* Estimates assume solo founder/bootstrap scenario with competent execution

Scores

Clarity
8/10
Novelty
9/10
Feasibility
7/10
Market Potential
8/10
Evidence
7/10
Overall
7.8/10
Found on September 20, 2025 • Analyzed on September 20, 2023 1:18 AM

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How should I validate this saas idea before building it?

2:34 PM

Great question! For a saas idea like this, I'd recommend starting with these validation steps:

  1. Customer interviews: Talk to Technical to understand their pain points
  2. MVP approach: Build a simple landing page to test demand
  3. Competitor analysis: Research existing solutions and identify gaps

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2:35 PM

Yes, and what about the technical implementation? Should I build this myself or hire a team?

2:36 PM

Based on your idea's complexity and > 1 year, here's my recommendation:

Technical Strategy:

  • Start with no-code tools for rapid prototyping
  • Consider your technical background and available > $10,000
  • Plan for scalability from day one

I can help you create a detailed technical roadmap and resource allocation plan...

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