Blockchain-based Real-Time Cross-Border Payment System

Get 10 business ideas daily!

Subscribe to Newsletter

Blockchain-based Real-Time Cross-Border Payment System

Inspired by a conversation on:

The Breakdown

The Breakdown

SEC & CFTC Call a Truce on Crypto Regulation

Host: NLW

Timestamp: 00:08:02 - 00:08:32

Listen to Episode • View Podcast • All Ideas from The Breakdown

Found an idea? We can build it for you.

We design and develop SaaS, AI, and mobile products — from concept to launch in weeks.

Start your project
Feather Flow

Direct Quote

"SWIFT plans to integrate a blockchain-based ledger into its infrastructure stack."

Market Gap

Cross-border payments are slow and costly.

The traditional SWIFT payment system currently takes several days to weeks to process cross-border transactions, causing frustrations for businesses and individuals who require fast and reliable payment solutions. This delay not only affects cash flow but also increases costs associated with international transactions. Many businesses are looking for innovative solutions that can streamline payment processes while ensuring security and compliance. As more companies operate globally, the need for a blockchain-based system that supports real-time transactions and reduces costs is becoming increasingly urgent. This is particularly significant as digital currencies and crypto payment options gain traction in the market.

Summary

The business idea centers on developing a blockchain-based payment platform that enables real-time cross-border transactions. This platform would leverage SWIFT's blockchain integration to facilitate quick, secure, and cost-effective payments across borders. By employing a shared ledger system, it could streamline the transaction process for businesses and individuals, ensuring faster settlements and reducing the costs associated with traditional methods. The target audience includes businesses engaged in international trade, financial institutions seeking to improve their payment systems, and fintech companies exploring innovative payment solutions. This platform would not only enhance efficiency but also align with the growing trend of digital asset adoption in finance.

Categorization

Business Model
Platform
Target Founder
Technical
Difficulty
High
Time to Revenue
6-12 months
Initial Investment
$10,000+

Potential MRR (18-24 months)

Conservative
$10,000 - $20,000 MRR
Moderate (Most Likely)
$30,000 - $50,000 MRR
Optimistic
$70,000 - $100,000 MRR

* Estimates assume solo founder/bootstrap scenario with competent execution

Scores

Clarity
8/10
Novelty
8/10
Feasibility
7/10
Market Potential
9/10
Evidence
8/10
Overall
8/10
Found on October 1, 2025 • Analyzed on October 1, 2025 5:00 PM

Sign In to Access Deep Analysis

Create an account or sign in to request and view detailed business analysis.

Sign In

How should I validate this platform idea before building it?

2:34 PM

Great question! For a platform idea like this, I'd recommend starting with these validation steps:

  1. Customer interviews: Talk to Technical to understand their pain points
  2. MVP approach: Build a simple landing page to test demand
  3. Competitor analysis: Research existing solutions and identify gaps

Would you like me to help you create a specific validation plan for your high difficulty idea?

2:35 PM

Yes, and what about the technical implementation? Should I build this myself or hire a team?

2:36 PM

Based on your idea's complexity and 6-12 months, here's my recommendation:

Technical Strategy:

  • Start with no-code tools for rapid prototyping
  • Consider your technical background and available $10,000+
  • Plan for scalability from day one

I can help you create a detailed technical roadmap and resource allocation plan...

2:37 PM

AI Business Coach

Get personalized guidance on implementation, validation, technical decisions, and go-to-market strategies for your business ideas.

∞
Questions
24/7
Availability
GPT-4
AI Model
100%
Private
Subscribe to access Business Coach

Sign In to Access Implementation Roadmap

Create an account or sign in to get personalized implementation guidance.

Sign In

Sign In to Access Market Validation

Create an account or sign in to get comprehensive market analysis and validation strategies.

Sign In

Sign In to Access SEO Strategy

Create an account or sign in to get comprehensive SEO insights including seed keywords and content strategy.

Sign In

Sign In to Access Marketing Prompts

Create an account or sign in to generate ready-to-use marketing prompts for ads, landing pages, email campaigns, and more.

Sign In