Visual Financial Planning Tool

Get 10 business ideas daily!

Subscribe to Newsletter

Visual Financial Planning Tool

Inspired by a conversation on:

Catching Up to FI

Catching Up to FI

What Would 'Your Money' Look Like In a Simple Sketch? | Carl Richards | 170

Host: Bill Yount & Jackie Cummings Koski

Timestamp: 00:27:18 - 00:27:47

Listen to Episode • View Podcast • All Ideas from Catching Up to FI

Found an idea? We can build it for you.

We design and develop SaaS, AI, and mobile products — from concept to launch in weeks.

Start your project
Feather Flow

Direct Quote

"Imagine like money came in right now, like a fourth person shows up on the screen and it's money."

Market Gap

Individuals struggle to conceptualize and communicate their relationship with money.

Many people find it difficult to articulate their feelings and beliefs about money, which can lead to anxiety, mismanagement, and a lack of financial clarity. This issue is common among late starters in their financial independence journey, who often have a complicated relationship with money stemming from childhood experiences. Current financial planning tools often focus solely on numbers and calculations, neglecting the emotional and psychological aspects of money management. By addressing these underlying feelings, individuals can improve their financial planning and decision-making processes.

Summary

A visual financial planning tool could leverage simple sketches and diagrams to help users articulate their feelings and experiences with money. Similar to the approach used by Carl Richards, this tool would allow users to create visual representations of their financial situations, emotions, and goals, facilitating deeper conversations with themselves or financial planners. The tool could integrate prompts that guide users to explore their money histories, identify unhealthy patterns, and set goals that align with their values. This approach could be particularly beneficial for individuals who have struggled to engage with traditional financial planning methods, thereby making financial concepts more relatable and less intimidating.

Categorization

Business Model
SaaS
Target Founder
Generalist
Difficulty
Medium
Time to Revenue
< 1 month
Initial Investment
$1,000-$10,000

Potential MRR (18-24 months)

Conservative
$4,000 - $10,000 MRR
Moderate (Most Likely)
$15,000 - $30,000 MRR
Optimistic
$40,000 - $70,000 MRR

* Estimates assume solo founder/bootstrap scenario with competent execution

Scores

Clarity
8/10
Novelty
7/10
Feasibility
6/10
Market Potential
8/10
Evidence
7/10
Overall
7/10
Found on September 28, 2025 • Analyzed on September 28, 2025 12:06 PM

Sign In to Access Deep Analysis

Create an account or sign in to request and view detailed business analysis.

Sign In

How should I validate this saas idea before building it?

2:34 PM

Great question! For a saas idea like this, I'd recommend starting with these validation steps:

  1. Customer interviews: Talk to Generalist to understand their pain points
  2. MVP approach: Build a simple landing page to test demand
  3. Competitor analysis: Research existing solutions and identify gaps

Would you like me to help you create a specific validation plan for your medium difficulty idea?

2:35 PM

Yes, and what about the technical implementation? Should I build this myself or hire a team?

2:36 PM

Based on your idea's complexity and < 1 month, here's my recommendation:

Technical Strategy:

  • Start with no-code tools for rapid prototyping
  • Consider your technical background and available $1,000-$10,000
  • Plan for scalability from day one

I can help you create a detailed technical roadmap and resource allocation plan...

2:37 PM

AI Business Coach

Get personalized guidance on implementation, validation, technical decisions, and go-to-market strategies for your business ideas.

∞
Questions
24/7
Availability
GPT-4
AI Model
100%
Private
Subscribe to access Business Coach

Sign In to Access Implementation Roadmap

Create an account or sign in to get personalized implementation guidance.

Sign In

Sign In to Access Market Validation

Create an account or sign in to get comprehensive market analysis and validation strategies.

Sign In

Sign In to Access SEO Strategy

Create an account or sign in to get comprehensive SEO insights including seed keywords and content strategy.

Sign In

Sign In to Access Marketing Prompts

Create an account or sign in to generate ready-to-use marketing prompts for ads, landing pages, email campaigns, and more.

Sign In