The Intrinsic Value Podcast - The Investor’s Podcast Network
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Latest Business Ideas
Corridor Forecasting & Float Management SaaS
The episode describes how Remitly uses historical flows, real-time data and forecasting to pre-fund local accounts and guarantee instant payouts. That concept is directly actionable as a SaaS: a treasury/ops product that ingests transaction streams from remitters and provides corridor-level demand forecasting, automated top-up rules, float optimization, alerts and reconciliation tools to minimize working capital and payment friction. Entrepreneurs can implement this by building a data pipeline (ingest transaction logs or use API/webhooks), forecasting models per corridor (seasonality, payday patterns, holidays), integration modules to trigger bank transfers or partner payouts, and an operations dashboard for finance teams. Pricing would be subscription + success/volume fees. This product targets remittance firms, fintechs running cross-border payouts, and smaller banks that cannot build advanced corridor forecasting in-house. The tool directly reduces the core pain discussed in the episode—excess float tied up in multiple countries—and increases payout reliability.
From: TIVP032: Remitly (RELY): Future Multibagger or Stablecoin Casualty? w/ Daniel Mahncke & Shawn O’Malley
Digital-first Remittance Service for Migrant Corridors
This idea is to build a digital-first international remittance product focused exclusively on migrant-worker corridors (e.g., U.S.→Mexico, U.S.→Philippines, U.S.→India). The product replicates the Remitly playbook discussed in the episode: prioritize corridor-by-corridor expansion, remove cash-agent storefronts, and deliver fast, low-fee transfers via pre-funded local payout accounts and mobile-wallet/cash pickup integrations. Implementation would start by choosing 1–2 high-volume corridors, integrating with local payout partners (banks, mobile wallets, cash agents), setting up pre-funded accounts in those countries, and building a simple web/mobile app with multilingual onboarding, robust KYC, and 24/7 customer support in the target language(s). This solves slow, expensive, and opaque legacy remittance experiences for migrants who send recurring, essential payments to families. Target customers are migrant workers and their families, plus diaspora communities. Tactics discussed in the episode that should be replicated include corridor specialization (deep local knowledge and partnerships), pre-funding balances for instant payouts, heavy initial performance marketing targeted to migrant communities, and obsessing over trust/retention (high app ratings, low support needs). Key requirements are regulatory/compliance (money transmitter licenses, KYC/AML), treasury and float management, and multilingual customer support.
From: TIVP032: Remitly (RELY): Future Multibagger or Stablecoin Casualty? w/ Daniel Mahncke & Shawn O’Malley
Stablecoin Settlement Layer for Remittance Treasury
This is a B2B product: a compliant, plug-and-play settlement/treasury service that allows remittance companies to move float between countries using stablecoins (or tokenized fiat) while providing compliant on/off-ramps to local banks and payout partners. The episode explicitly discusses stablecoins as a rail that incumbent players could adopt to move funds faster/cheaper between pre-funded accounts — this product packages that capability for mid-sized remitters that lack in‑house crypto/tokens expertise. Implementation: build an API-driven platform that (1) tokenizes fiat into a regulated stablecoin in a custody layer, (2) routes settlement on low-cost blockchains, (3) automates compliant off-ramps into local partner bank accounts or mobile wallets, and (4) provides treasury dashboards, FX hedging options, and audit trails for regulators. Important features mentioned in the episode—KYC/AML, easy off-ramp, and invisible UX to end customers—should be prioritized. The target customers are remittance operators, fintechs, and regional banks that want faster/cheaper float movement but need compliance and local payout integrations.
From: TIVP032: Remitly (RELY): Future Multibagger or Stablecoin Casualty? w/ Daniel Mahncke & Shawn O’Malley
Privacy-First Ad Identity Platform
This business idea is centered on building a privacy-centric identity management service for digital advertising, inspired by the UID2 framework mentioned in the podcast. The platform would convert encrypted user data such as email addresses or phone numbers into pseudonymous advertising identifiers. This allows advertisers to target and measure the effectiveness of their campaigns while respecting user privacy and complying with evolving data protection regulations. To implement this idea, a technical team would develop an open source or SaaS-based solution that handles data encryption, secure pseudonymization, and robust integration with existing ad tech ecosystems. The platform would need to offer easy-to-integrate APIs, detailed analytics, and transparent data handling protocols to build credibility with both advertisers and publishers. The primary problem it addresses is the diminishing effectiveness of third-party cookies in an era where privacy is paramount, ensuring that digital advertisers can continue to deliver personalized ads without infringing on user rights. The target audience includes digital marketing agencies, advertising platforms, and independent publishers looking to maintain precise audience targeting in a cookie-less environment. Revenue could be generated through subscription-based access or usage fees, making this an attractive SaaS venture for technically proficient founders.
From: TIVP031: The Trade Desk (TTD): Heir to the Programmatic Advertising Throne? w/ Shawn O’Malley & Daniel Mahnke
Direct Ad Inventory Connection
This idea involves developing a platform that directly connects advertisers with publishers, bypassing traditional intermediaries in the digital advertising supply chain. The platform would serve as a streamlined interface that integrates with publishers’ ad inventory systems, allowing advertisers to access and bid on ad spots without going through multiple layers of brokers or exchanges. By removing the unnecessary middlemen, the platform can help reduce transaction costs and improve transparency in ad pricing. Entrepreneurs can implement this business by developing a robust API-driven technology that integrates with various content management systems and ad servers. Key focus areas should include real-time bidding, performance analytics, and transparent pricing mechanisms to build trust among users. This solution addresses the inefficiencies and high costs inherent in the current value chain of digital advertising. The target audience includes digital marketing agencies and advertisers looking for more cost-effective ad buying solutions, as well as independent publishers seeking better revenue realization from their ad inventory. The platform could charge a transaction fee or subscription fee, making it a sustainable revenue model in a market poised for increased demand as brands seek efficient alternatives to walled gardens.
From: TIVP031: The Trade Desk (TTD): Heir to the Programmatic Advertising Throne? w/ Shawn O’Malley & Daniel Mahnke
Recent Episodes
TIVP032: Remitly (RELY): Future Multibagger or Stablecoin Casualty? w/ Daniel Mahncke & Shawn O’Malley
Host: Shawn O'Malley & Daniel Munker
3 ideas found
TIVP031: The Trade Desk (TTD): Heir to the Programmatic Advertising Throne? w/ Shawn O’Malley & Daniel Mahnke
Host: Shawn O’Malley & Daniel Mahnke
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