Money Guy Show

by Brian Preston and Bo Hanson

10 Episodes Tracked

10 Ideas Found

93 Reach Score

Latest Business Ideas

First-Time Home Buyer Assistance Resource Hub

Market Gap: First-time home buyers lack access to assistance program information.

This business idea involves creating an online platform that serves as a centralized resource hub for first-time home buyers. The platform would offer comprehensive information about various assistance programs, including state-specific grants, low-interest loans, and educational classes. Users would be able to filter resources based on their state and specific qualifications. The hub could also feature tools for tracking application processes and connecting with local housing authorities. By providing easy access to assistance programs and educational resources, this platform would empower first-time buyers to make informed decisions and enhance their chances of successful home ownership.

Type: Content Difficulty: Medium Score: 7.2/10

From: Our Top 10 Home Buying Tips for 2025

Home Buying Financial Calculator App

Market Gap: Home buyers need a simplified tool to assess affordability.

This idea proposes the development of a user-friendly mobile app that serves as a comprehensive home buying financial calculator. It would allow users to input their financial data, including income, savings, and expenses, and calculate their affordability for potential homes. The app could also factor in various costs associated with buying a home, such as down payments, closing costs, and ongoing expenses like taxes and insurance. Additionally, it could integrate with lenders to provide real-time pre-approval estimates. By empowering users with the information they need to make informed decisions about their budget and affordability, this app would significantly enhance the home buying experience.

Type: SaaS Difficulty: Medium Score: 8.2/10

From: Our Top 10 Home Buying Tips for 2025

Home Buying Team Coordination Platform

Market Gap: Home buyers struggle to assemble a reliable support team.

This business idea involves creating a platform that helps home buyers coordinate and connect with essential team members for the home buying process. Users could input their specific needs, and the platform would recommend relevant professionals such as real estate agents, mortgage lenders, and home inspectors based on user reviews and performance metrics. This platform could include features like appointment scheduling, communication tools, and a dashboard for tracking progress throughout the home buying journey. By simplifying the process of assembling a reliable support team, this platform would enhance the overall home buying experience, making it less stressful and more efficient for users.

Type: Platform Difficulty: Medium Score: 7.2/10

From: Our Top 10 Home Buying Tips for 2025

Home Buying Affordability Calculator

Market Gap: Homebuyers struggle to assess affordability effectively.

The business idea is to develop a home buying affordability calculator that provides a detailed analysis of what potential homebuyers can realistically afford based on their income, expenses, and current market conditions. This tool could include features like mortgage rate predictions, tax implications, and long-term financial impacts of buying a home. By integrating data from various sources, users can receive personalized recommendations to help them make informed decisions. The target audience would be first-time homebuyers and individuals looking to upgrade their living situation who need clarity on their financial capabilities before entering the housing market.

Type: SaaS Difficulty: Low Score: 7.2/10

From: What You NEED To Know About The Fed Meeting

Automated Personal Finance Management Tool

Market Gap: People struggle with managing personal finances effectively.

The business idea is to create an automated personal finance management tool that helps users manage their finances more effectively. This tool could offer features like budgeting, expense tracking, and automated savings recommendations based on the user’s financial behavior and goals. By utilizing behavioral finance principles, the tool could prompt users to make better financial decisions, such as saving more consistently or adjusting their spending habits according to their financial goals. The target audience would be individuals aged 25-45 who are looking for ways to simplify their financial management, particularly those who feel overwhelmed by traditional budgeting methods and financial advice.

Type: SaaS Difficulty: Medium Score: 7.8/10

From: What You NEED To Know About The Fed Meeting

Financial Literacy Platform for Young Adults

Market Gap: Young adults lack guidance on financial decision-making and planning.

This concept involves building an online platform focused on financial literacy specifically tailored for young adults. The platform would feature interactive content, including courses, webinars, and community forums, where users can learn about budgeting, investing, and financial planning. It would emphasize understanding the 'why' behind financial goals, helping young adults connect their values and aspirations with their financial choices. By using engaging formats and real-life scenarios, the platform would equip users with the knowledge and confidence needed to navigate their financial futures successfully.

Type: Content Difficulty: Medium Score: 8.2/10

From: Financial Advisors React To INSANE Dave Ramsey Calls!

Debt Management App for High-Debt Households

Market Gap: High-debt households struggle with managing overwhelming financial obligations.

The idea is to create a dedicated debt management application tailored for households struggling with high debt burdens. This app would help users track their debts, create personalized repayment plans, and set budgets tailored to their income and expenses. It would incorporate features such as gamification to encourage users to stay on track with their payments and provide educational resources about debt management strategies. By targeting young professionals and families, the app can help alleviate the stress associated with high debt levels while empowering users with actionable strategies to regain control of their finances.

Type: SaaS Difficulty: Medium Score: 7.2/10

From: Financial Advisors React To INSANE Dave Ramsey Calls!

Employer Match Education Platform

Market Gap: Employees miss out on free employer matching contributions.

This business idea focuses on developing an educational platform aimed at informing employees about the benefits of maximizing their employer-sponsored retirement accounts, particularly the employer matching contributions. The platform could offer interactive modules, webinars, and personalized financial assessments to guide users through their specific company plans. Revenue could be generated through partnerships with employers who would pay for employee training or through subscription fees for premium content. The target audience includes employees in corporate jobs, especially those new to investing or personal finance.

Type: Content Difficulty: Medium Score: 8.0/10

From: How to Master Your Money in 9 Steps

Health Savings Account (HSA) Educational Platform

Market Gap: Many people are unaware of health savings accounts and their benefits.

This idea involves creating an educational platform dedicated to health savings accounts (HSAs). The platform would provide resources and information on how individuals can qualify for HSAs, the tax benefits associated with them, and strategies for using HSAs effectively in retirement planning. By targeting individuals aged 20 to 50, the platform can help users understand the importance of early preparation for health care costs, ultimately empowering them to make informed decisions about their health care expenses in retirement. This could include interactive tools, webinars, and content tailored to different life stages, ensuring that users have the knowledge they need to take advantage of HSAs.

Type: Content Difficulty: Medium Score: 7.6/10

From: This One Expense Is Breaking People’s Retirement

Personalized Medicare Plan Selection Service

Market Gap: Selecting the right Medicare plan is complex and often overwhelming.

This business idea involves creating a personalized service to help individuals select the right Medicare plan as they approach retirement. The service would analyze clients' health needs, financial situations, and preferences, then provide tailored recommendations for Medicare plans that best suit them. This could involve one-on-one consultations, educational resources, and ongoing support to assist clients in understanding their options. By focusing on personalization and education, this service would empower individuals to make informed decisions about their Medicare coverage, ultimately improving their health care experience during retirement.

Type: Service Difficulty: Medium Score: 7.8/10

From: This One Expense Is Breaking People’s Retirement

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