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Showing ideas from: Money Girl (QuickAndDirtyTips.com)

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Life Insurance Policy for Debt Coverage

Market Gap: Co-signers face financial risks when the primary borrower dies.

This business idea involves creating a life insurance policy tailored for individuals with co-signed debts. The policy would automatically cover the outstanding balance of the debt in case the primary borrower dies, thus protecting the co-signer from unexpected financial hardship. Targeting individuals who frequently co-sign loans, this service could be marketed through financial institutions, banks, and online platforms that provide loans. By offering a straightforward application process and competitive pricing, this insurance product would appeal to a large demographic concerned about financial security and managing debt risks.

Type: Service For: Subject Matter Expert Difficulty: High Investment: $10,000+ $15K-30K MRR Score: 7.2/10
Oct 08, 2025
Free

Online Estate Planning Platform

Market Gap: Many people lack access to affordable estate planning services.

An online estate planning platform would provide users with easy-to-follow templates, legal resources, and guidance for creating wills and managing their estates. This platform could include features such as automated document generation, state-specific legal advice, and options for consulting with licensed attorneys. Similar to existing services like Trust and Will or Rocket Lawyer, this platform would cater to individuals who need straightforward and affordable estate planning solutions. The target audience includes young families, individuals with modest estates, and anyone looking to ensure their assets are managed according to their wishes after death.

Type: SaaS For: Generalist Difficulty: Medium Investment: $1,000-$10,000 $10K-20K MRR Score: 7.2/10
Oct 08, 2025
Free

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